It happens to the best of us. What can you do ahead of time to minimize the damage when you lose your wallet, and what should you do afterwards?

Suggestions for Security:

1. Photocopy the contents of your walle - both sides of all cards.
2. Keep all the account numbers and phone numbers to call and cancel with the photocopies.
3. File the list in a safe place.

What To Do if Your Wallet is Stolen:

1. Cancel all credit cards immediately.
2. File a police report immediately in the jurisdiction where it was stolen. This proves to credit providers you were diligent and is a first step toward an investigation if there is one.
3. Call the three US national credit reporting organizations immediately to place a fraud alert on your name and SS #. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.
   
   Equifax: 1-800-525-6285
   
   Experian (formerly TRW): 1-888-397-3742
   
   Trans Union: 1-800-680-7289
   
   
4. Fraud line: US Social Security Administration: 1-800-269-0271